T he NHS will make a contribution to your nursing costs, even if you are paying all your own fees. Nursing care is defined as the care you have been assessed to need from a registered nurse. In England the NHS will pay towards the cost of the nursing part of your care as determined as being required to be provided by a registered nurse in a nursing home. Effective from 1st April, 2018 the payment is £158.16 per week. This contribution applies irrespective of whether the cost of care is funded privately or by the Local Authority. This contribution will normally be paid to the care home directly from the NHS and will already have been deducted from your weekly fee.
Should you require a significant level or complexity of care then the NHS may fund your care under a scheme called Continuing Healthcare. This level of funding is awarded following a joint assessment by the NHS and Social Services. This funding will usually cover most, if not all, of your care costs but is subject to regular review and should your needs change then this funding can be withdrawn by the NHS. In some cases the level of funding paid the by local CCG may not fully cover the cost of your care in a particular home or part of a home and in this event a “top-up” may have to be agreed with the home.
Paying for professional healthcare services is a complex subject and everyone’s situation has to be individually assessed. We recommend that you seek advice about your own case. Amongst the organisations which offer specialist healthcare advice for the elderly: Age UK 0808 808 6060 www.ageuk.org.uk